John Oxford | VP, Director, Corporate Communication, and IR |
Robin McGraw | Chairman and CEO |
Kevin Chapman | CFO |
Mitch Waycaster | President and COO |
James Gray | SEVP and Chief Revenue Officer |
Stuart Lotz | KBW |
Brad Milsaps | Sandler O'Neill |
Michael Rose | Raymond James |
Matt Olney | Stephens |
John Rodis | FIG Partners |
Andy Stapp | Hilliard Lyons |
Good day and welcome to the Renasant Corporation 2017 Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Kevin Chapman.