Mark Kochvar | Chief Financial Officer |
Todd Brice | Chief Executive Officer |
Dave Antolik | President and Chief Lending Officer |
Patrick Haberfield | Senior Executive Vice President and Chief Credit Officer |
Russell Gunther | D.A. Davidson |
Collyn Gilbert | KBW |
Ladies and gentlemen, good day and thank you all for joining us for this S&T Fourth Quarter 2019 Earnings Call. [Operator Instructions] And now to get us started with opening remarks and introductions, I am pleased to turn the floor over to our host, Mr. Mark Kochvar. Welcome, Mark.
Thank you very much.