Andrew Bowden | Investor Relations |
Peter King | Chief Executive Officer |
Michael Rowland | Chief Financial Officer |
Andrew Lyons | Goldman Sachs |
Jarrod Martin | Credit Suisse |
Richard Wiles | Morgan Stanley |
Brian Johnson | Jefferies |
Victor German | Macquarie |
Brendan Sproules | Citigroup |
Jon Mott | UBS Investment Bank |
Matthew Wilson | Evans & Partners |
Andrew Triggs | JPMorgan |
Azib Khan | Morgans Financial Limited |
Ed Henning | CLSA |
Brett Le Mesurier | Shaw and Partners |
Clancy Yeates | Sydney Morning Herald |
James Eyers | AFR |
Peter Ryan | ABC |
Joyce Moullakis | News Corp |
Kate Weber | iTnews |
00:02 Good morning, everyone, and welcome to Westpac’s twenty twenty one full year results. My name is Andrew Bowden, and I'm Head of Westpac’s Investor Relations. I'd like to acknowledge the traditional owners and the custodians of the land in which we meet, the Gadigal people of the Eora nation and pay my respects to elders, past, present, and emerging. Presenting today is our CEO, Peter King; and our CFO, Michael Rowland. Without further ado further, I'll hand over to Peter.