Meghan O'Leary | Head of Investor Relations |
Gregory Becker | President and Chief Executive Officer |
Daniel Beck | Chief Financial Officer |
Marc Cadieux | Chief Credit Officer |
Michael Descheneaux | President of Silicon Valley Bank |
Kenneth Zerbe | Morgan Stanley |
Ebrahim Poonawala | Bank of America Merrill Lynch |
Steven Alexopoulos | JPMorgan Chase & Co. |
Jennifer Demba | Truist Securities, Inc. |
Jared Shaw | Wells Fargo Securities, LLC |
Christopher McGratty | Keefe, Bruyette & Woods, Inc. |
Christoph Kotowski | Oppenheimer & Co. Inc. |
Bill Carcache | Wolf Research |
John Pancari | Evercore ISI |
Welcome to the SVB Financial Group Third Quarter 2020 Earnings Call. My name is Darrell, and I'll be your operator for today's call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions] Please note that this conference is being recorded.