Mark Tryniski | President and CEO |
Joseph Sutaris | EVP and CFO |
Dimitar Karaivanov | COO |
Alex Twerdahl | Piper Sandler |
Steve Moss | Raymond James |
Matthew Breese | Stephens Inc |
Chris O'Connell | KBW |
Welcome to the Community Bank System First Quarter 2023 Earnings Conference Call. Please note that this presentation contains forward-looking statements within the provisions of the Private Securities Litigation Reform Act of 1995 that are based on current expectations, estimates, and projections about the industry, markets, and economic environment in which the company operates.
Such statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company's annual report and Form 10-K filed with the Securities and Exchange Commission. Please note this conference is being recorded.