Mark Tryniski | President and CEO |
Joseph Sutaris | Executive Vice President and CFO |
Dimitar Karaivanov | Executive Vice President and COO |
Nick Cucharale | The Hovde Group |
Steve Moss | Raymond James |
Alex Twerdahl | Piper Sandler |
Manuel Navas | D.A. Davidson |
Matthew Breese | Stephens |
Chris O'Connell | KBW |
Welcome to the Community Bank System’s Second Quarter 2023 Earnings Conference Call. Please note that this presentation contains forward-looking statements within the provisions of the Private Security Litigation Reform Act of 1995 that are based on current expectations estimates and projections about the industry, markets and economic environment in which the company operates.
Such statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed in these statements. These risks are detailed in the company’s annual report and Form 10-K filed with the Securities and Exchange Commission. Please note also that this call is being recorded today.