John Campbell | Director of Investor Relations |
Charlie Scharf | Chief Executive Officer and President |
John Shrewsberry | Chief Financial Officer |
Ken Usdin | Jefferies |
Betsy Graseck | Morgan Stanley |
John McDonnell | Autonomous Research |
Erika Najarian | Bank of America |
Scott Siefers | Piper Sandler |
Saul Martinez | UBS |
John Pancari | Evercore ISI |
Matt O'Connor | Deutsche Bank |
Steven Chubak | Wolfe Research |
Charles Peabody | Portales |
Brian Kleinhanzl | KBW |
Vivek Juneja | JPMorgan |
Gerard Cassidy | RBC |
Good morning. My name is Katherine, and I will be your conference operator today. At this time, I would like to welcome everyone to the Wells Fargo First Quarter 2020 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session [Operator Instructions].