John Campbell | Director, Investor Relations |
Charlie Scharf | Chief Executive Officer |
Mike Santomassimo | Chief Financial Officer |
Ken Usdin | Jefferies |
John McDonald | Autonomous Research |
Steven Chubak | Wolfe Research |
Scott Siefers | Piper Sandler |
John Pancari | Evercore ISI |
Erika Najarian | UBS |
Ebrahim Poonawala | Bank of America |
Gerard Cassidy | RBC Capital Markets |
Betsy Graseck | Morgan Stanley |
Vivek Juneja | JPMorgan |
Matt O'Connor | Deutsche Bank |
Welcome, and thank you for joining the Wells Fargo Second Quarter 2022 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. [Operator Instructions] Please note that today's call is being recorded. I would now like to turn the call over to your host, John Campbell, Director of Investor Relations.