Dennis Hudson | Chairman and Chief Executive Officer |
Chuck Shaffer | Chief Financial Officer |
Julie Kleffel | Community Banking Executive |
Chuck Cross | Commercial Banking Executive |
David Houdeshell | Chief Risk Officer |
Jeff Lee | Chief Marketing Officer |
David Feaster | Raymond James |
Michael Young | SunTrust |
Stephen Scouten | Sandler O'Neill |
Steve Moss | B. Riley FBR |
Christopher Marinac | FIG Partners |
Welcome to the Seacoast Third Quarter Earnings Conference Call. My name is John, and I will be your operator for today's call. At this time, all participants are in listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions] Before we begin, I've been asked to direct your attention to the statements contained at the end of the press release regarding forward-looking statements.