Dennis Hudson | Chairman and Chief Executive Officer |
Charles Shaffer | Chief Operating Officer and Chief Financial Officer |
Charles Cross | Executive Vice President and Commercial Banking Executive |
Michael Young | SunTrust Robinson Humphrey Inc |
Stephen Scouten | Sandler O’Neill & Partners, LP |
Stephen Moss | B. Riley FBR Inc. |
Michael Rose | Raymond James Financial Inc. |
Jeff Cantwell | Guggenheim Securities LLC |
Welcome to the Seacoast Third Quarter Earnings Conference Call. My name is Ealda and I will be your operator for today. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions]