David Wichmann | CEO, UnitedHealth Group |
Larry Renfro | Office of the Chief Executive; Vice Chairman, UnitedHealth Group and CEO, Optum |
Steve Nelson | EVP, UnitedHealth Group and CEO, UnitedHealthcare |
John Rex | Office of the Chief Executive, EVP and CFO, UnitedHealth Group |
Andrew Hayek | SCA, Chairman and CEO |
Dan Schumacher | CFO, UnitedHealthcare |
Molly Joseph | Chief Executive, International Business |
Brian Thompson | Chief Executive, UnitedHealthcare Medicare & Retirement |
John Price | CEO, OptumRx |
Jeff Alter | Chief Executive, UnitedHealthcare Employer & Individual Business |
Eric Murphy | CEO, OptumInsight |
Justin Lake | Wolfe Research |
Dave Windley | Jefferies |
Matt Borsch | BMO Capital Markets |
Stephen Tanal | Goldman Sachs |
Michael Baker | Raymond James |
A. J. Rice | Credit Suisse |
Chris Rigg | Deutsche Bank |
Josh Raskin | Nephron Research |
Kevin Fischbeck | Bank of America Merrill Lynch |
Gary Taylor | JPMorgan |
Ralph Giacobbe | Citi |
Zack Sopcak | Morgan Stanley |
Ana Gupte | Leerink Partners |
Frank Morgan | RBC Capital Markets |
Sarah James | Piper Jaffray |
Christine Arnold | Cowen |
Peter Costa | Wells Fargo Securities |
Good morning. I'll be your conference operator today. Welcome to the UnitedHealth Group Fourth Quarter and Full Year 2017 Earnings Conference Call. A question-and-answer session will follow UnitedHealth Group’s prepared remarks.
As a reminder, this call is being recorded.