David Wichmann | Chief Executive Officer |
John Rex | Chief Financial Officer |
Wyatt Decker | Chief Executive Officer, OptumHealth |
Dirk McMahon | Chief Executive Officer, UnitedHealthcare |
Tim Noel | Chief Executive Officer, UnitedHealthcare Medicare and Retirement |
Tim Spilker | Chief Executive Officer, UnitedHealthcare Community & State |
Brian Thompson | Chief Executive Officer, UnitedHealthcare Government Programs |
John Prince | Chief Executive Officer, OptumRx |
A.J. Rice | Credit Suisse |
Josh Raskin | Nephron Research |
Justin Lake | Wolfe Research |
Frank Morgan | RBC Capital Markets |
Ricky Goldwasser | Morgan Stanley |
Gary Taylor | JPMorgan |
Scott Fidel | Stephens |
Robert Jones | Goldman Sachs |
Sarah James | Piper |
David Windley | Jefferies |
Charles Rhyee | Cowen |
Lance Wilkes | Bernstein |
Good morning and welcome to the UnitedHealth Group Third Quarter 2020 Earnings Conference Call. A question-and-answer session will follow UnitedHealth Group’s prepared remarks.
As a reminder, this call is being recorded.
Here is some important introductory information. This call contains forward-looking statements under U.S.