Elizabeth Eckel | SVP, Marketing and Investor Relations |
Ned Handy | Chairman and Chief Executive Officer |
Mark Gim | President and Chief Operating Officer |
Ron Ohsberg | Senior Executive Vice President, Chief Financial Officer and Treasurer |
Mark Fitzgibbon | Sandler O'Neill |
Damon DelMonte | KBW |
Laurie Hunsicker | Compass Point |
Good morning, and welcome to Washington Trust Bancorp, Incorporated Conference Call. My name is Lithonia, I will be your operator today. [Operator Instructions] Today's call is being recorded. And now, we will turn the call over to Elizabeth B. Eckel, Senior Vice President, Marketing and Investor Relations.