Ned Handy | Chairman and CEO |
Ron Ohsberg | Senior EVP, CFO and Treasurer |
Mark Gim | President and COO |
Elizabeth Eckel | SVP, Marketing and IR |
Mark Fitzgibbon | Sandler O’Neill |
Damon DelMonte | Keefe Bruyette & Woods Inc. |
Laurie Hunsicker | Compass Point |
Good morning, and welcome to Washington Trust Bancorp, Inc. Conference Call. My name is Melissa. I will be your operator today. [Operator Instructions].