Elizabeth B. Eckel | SVP, Chief Marketing and Corporate Communications Officer |
Ned Handy | Chairman and CEO |
Ron Ohsberg | Senior Executive Vice President, CFO, and Treasurer |
Mark Gim | President and COO |
Bill Wray | Senior Executive Vice President and Chief Risk Officer |
Mark Fitzgibbon | Piper Sandler |
Damon Delmonte | KBW |
Erik Zwick | Boenning & Scattergood |
Laurie Hunsicker | Compass Point |
Hello, and good morning, and welcome to Washington Trust Bancorp Inc.'s Conference Call. My name is Chad, and I will be your operator today. [Operator Instructions] Today's call is being recorded. And now, I will turn the call over to Elizabeth B. Eckel, Senior Vice President, Chief Marketing and Corporate Communications Officer.