Elizabeth B. Eckel | Senior Vice President, Chief Marketing and Corporate Communications Officer |
Ned Handy | Chairman and Chief Executive Officer |
Ron Ohsberg | Senior Executive Vice President, Chief Financial Officer and Treasurer |
Mark Gim | President and Chief Operating Officer |
Bill Wray | Senior Executive Vice President and Chief Risk Officer |
Mark Fitzgibbon | Piper Sandler |
Damon DelMonte | KBW |
Erik Zwick | Boenning & Scattergood |
Laurie Hunsicker | Compass Point |
Good morning and welcome to the Washington Trust Bancorp, Inc’s Conference Call. My name is Gresh and I will be your operator today. [Operator Instructions] Today's call is being recorded. And now I will turn the call over to Elizabeth B. Eckel, Senior Vice President, Chief Marketing and Corporate Communications Officer.