Joe Calabrese | Financial Relations Board |
Craig Smiddy | President & Chief Executive Officer |
Frank Sodaro | Chief Financial Officer |
Carolyn Monroe | President, Title Insurance Group |
Greg Peters | Raymond James |
Matt Carletti | JMP Securities |
Good afternoon. My name is David, and I’ll be your conference operator today. At this time, I would like to welcome everyone to the Old Republic International Fourth Quarter 2021 Earnings Conference Call. Today’s conference is being recorded. All lines have been placed on mute to prevent any background noise.