Vivian Cervantes | Investor Relations |
Ernie Bates | Chairman and Chief Executive Officer |
Craig Tagawa | Chief Operating and Financial Officer |
Alexis Wallace | Controller |
Lenny Dunn | Mutual Trust Company |
Tony Kamin | Eastwood Partners |
Welcome to the Fourth Quarter Earnings Conference Call. My name is Paulette, and I will be your operator for today's call. At this time, all participants are in a listen only mode. Later we will conduct a question-and-answer session [Operator Instructions]. Please note that this conference is being recorded.