Greg Dufour | President and Chief Executive Officer |
Greg White | EVP and Chief Financial Officer |
Damon DelMonte | KBW |
William Wallace | Raymond James |
Jake Civiello | Janney |
Good day, and welcome to the Camden National Corporation's Fourth Quarter 2020 Earnings Conference Call. My name is Tom and I will be your operator for today's call. All participants will be in a listen-only mode during today’s presentation. [Operator Instructions] Please note that this presentation contains forward-looking statements, which involve significant risks and uncertainties that may cause actual results to vary materially from those projected in the forward-looking statements.
Additional information concerning factors that could cause actual results to differ materially from those in such forward-looking statements are described in the Company's earnings press release, the Company's 2019 annual report on Form 10-K and other filings with the SEC.