Ellen Taylor | IR |
Bruce Van Saun | Chairman and Chief Executive Officer |
John Woods | Chief Financial Officer |
Brad Conner | Vice Chairman, Consumer Banking |
Don McCree | Vice Chairman and Head Commercial Banking |
John Pancari | Evercore |
Scott Siefers | Sandler O'Neill and Partners |
Geoffrey Elliott | Autonomous Research |
Kevin Barker | Piper Jaffray |
Matt O'Connor | Deutsche Bank |
Ken Usdin | Jefferies |
Vivek Juneja | JPMorgan |
Peter Winter | Wedbush Securities |
John Hearn | RBC Capital Markets |
Ken Zerbe | Morgan Stanley |
Marty Mosby | Vining Sparks |
Good morning, everyone and welcome to the Citizens Financial Group Fourth Quarter and Full Year 2017 Earnings Conference Call. My name is Brad and I'll be your operator today. Currently, all participants are in a listen-only mode.
Following the presentation, we'll conduct a brief question-and-answer session.
As a reminder, this event is being recorded.