Kristin Silberberg | EVP, IR |
Bruce Van Saun | Chairman and CEO |
John Woods | Vice Chairman and CFO |
Don McCree | Head, Commercial Banking |
Brendan Coughlin | Head, Consumer Banking |
Peter Winter | Wedbush Securities, Inc. |
Ken Usdin | Jefferies |
John Pancari | Evercore ISI |
Gerard Cassidy | RBC |
Terry McEvoy | Stephens, Inc. |
Good morning, everyone, and welcome to the Citizens Financial Group Fourth Quarter and Full Year 2021 Earnings Conference Call. My name is Alan, and I'll be your operator today. Currently, all participants are in a listen-only mode.
Following the presentation, we will conduct a brief question-and-answer session.
As a reminder, this event is being recorded.