Kristin Silberberg | executive |
Bruce Van Saun | executive |
John Woods | executive |
Peter Winter | analyst |
Brendan Coughlin | executive |
Donald McCree | executive |
Matthew O'Connor | analyst |
John Pancari | analyst |
Ebrahim Poonawala | analyst |
Robert Siefers | analyst |
Kenneth Usdin | analyst |
L. Erika Penala | analyst |
Gerard Cassidy | analyst |
Manan Gosalia | analyst |
Good morning, everyone, and welcome to the Citizens Financial Group Fourth Quarter and Full Year 2023 Earnings Conference Call. My name is Kaley, and I'll be your operator today. Currently, all participants are in a listen-only mode.
Following the presentation, we will conduct a brief question-and-answer session.
As a reminder, this event is being recorded.