Paul Cardillo | Investor Relations Officer |
Ignacio Alvarez | CEO |
Carlos Vazquez | CFO |
Lidio Soriano | CRO |
Alex Twerdahl | Piper Sandler |
Brock Vandervliet | UBS |
Gerard Cassidy | RBC |
Glen Manna | Keefe, Bruyette & Woods |
Good day and welcome to the Popular Incorporated Third Quarter Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note, that this event is being recorded. I would now like to turn the conference over to Paul Cardillo, Investor Relations Officer.