Carol Robbins | Senior Vice President, Controller |
Mark Klein | Chairman, President & Chief Executive Officer |
Tony Cosentino | Executive Vice President, Chief Financial Officer |
Jon Gathman | Executive Vice President, Senior Lender |
Brian Martin | Janney Montgomery |
Good morning and welcome to the SB Financial third quarter 2019 earnings conference call. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation, there will an opportunity to ask questions. [Operator Instructions].