Carol Robbins | SVP & Controller |
Mark Klein | Chairman, President & CEO |
Tony Cosentino | EVP & CFO |
Jon Gathman | EVP, Senior Lending Officer |
Brian Martin | Janney Montgomery |
Toni Molinari | Cutler Capital Management |
Good morning and welcome to the SB Financial Group First Quarter 2020 Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded.
I would now like to turn the conference over to Carol Robbins.