Sarah Mykus | Investor Relations |
Mark Klein | Chairman, President & Chief Executive Officer |
Tony Cosentino | Chief Financial Officer |
Jon Gathman | Senior Lending Officer |
Brian Martin | Janney Montgomery |
Good day, and welcome to the SB Financial Group Fourth Quarter 2020 Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Sarah Mykus.