Sarah Mekus | Officer, Executive Assistant, Corporate Secretary |
Mark Klein | Chairman, President and Chief Executive Officer |
Tony Cosentino | Executive Vice President and Chief Financial Officer |
Steve Walz | Chief Lending Officer |
Evan Lisle | Janney Montgomery Scott |
Good morning, everyone. And welcome to the SB Financial Fourth Quarter 2021 Conference Call and Webcast. I would like to inform you that this conference call is being recorded and that all participants are in a listen-only mode.
We will begin with remarks from management and then open the conference up to the investment community for questions-and-answers. [Operator Instructions] At this time, I'd like to turn the floor over to Sarah Mekus with SB Financial.