Mark Klein | executive |
Anthony Cosentino | executive |
Brian Martin | analyst |
Steven Walz | executive |
Nina Burns | analyst |
Good morning, and welcome to the SB Financial Fourth Quarter 2023 Conference Call and Webcast. I would like to inform you that this conference call is being recorded and that all participants are in a listen-only mode. [Operator Instructions] I will now turn the conference over to Sarah Mekus with SB Financial. Please go ahead, Sarah.
Thank you, and good morning, everyone.