Chris Oddleifson | CEO |
Rob Cozzone | CFO |
Nick Cucharale | Sandler O’Neill |
Laurie Hunsicker | Compass Point |
Matthew Breese | Pipar Jaffray |
Collyn Gilbert | KBW |
Good morning and welcome to the Independent Bank Corp.’s Fourth Quarter 2017 Earnings Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] This call may contain forward-looking statements with respect to the financial conditions, results of operations and business of Independent Bank Corp. Actual results may differ.