Chris Oddleifson | President and CEO |
Mark Ruggiero | CFO |
Rob Cozzone | COO |
Gerry Nadeau | President, Rockland Trust and Chief Commercial Banking Officer |
Mark Fitzgibbon | Piper Sandler |
David Bishop | Seaport Research Partners |
Kelly Motta | KBW |
Laurie Hunsicker | Compass Point |
Good day, and welcome to the Independent Bank Corporation Third Quarter 2021 Earnings Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Before proceeding, let me mention that this call may contain forward-looking statements with respect to financial condition, results of operations and business of Independent Bank Corporation. Actual results may be different.