Chris Oddleifson | President & CEO |
Mark Ruggiero | CFO |
Mark Fitzgibbon | Piper Sandler |
Steve Moss | Raymond James |
Laurie Hunsicker | Compass Point |
Chris O'Connell | KBW |
Good day, and welcome to the INDB Independent Bank Corp. Fourth Quarter 2022 Earnings Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions]