Jeffrey Tengel | executive |
Mark Ruggiero | executive |
Mark Fitzgibbon | analyst |
Stephen Moss | analyst |
Laura Havener Hunsicker | analyst |
Christopher O'Connell | analyst |
Good day, and welcome to the INDB Fourth Quarter 2023 Earnings Conference Call. [Operator Instructions].
Before proceeding, please note that during this call, we will be making forward-looking statements. Actual results may differ materially from these statements due to a number of factors, including those described in our earnings release and other SEC filings. We undertake no obligation to publicly update any such statements.