Jeffrey Tengel | executive |
Mark Ruggiero | executive |
Stephen Moss | analyst |
Laura Havener Hunsicker | analyst |
Christopher O'Connell | analyst |
Good day, and welcome to the INDB Independent Bank First Quarter 2024 Earnings Conference Call. [Operator Instructions] Before proceeding, please note that during this call, we will be making forward-looking statements. Actual results may differ materially from these statements due to a number of factors, including those described in our earnings release and other SEC filings. We undertake no obligation to publicly update any such statements.
In addition, some of our discussions today may include references to certain non-GAAP financial measures.