David Foss | President and Chief Executive Officer |
Kevin Williams | Chief Financial Officer and Treasurer |
Peter Heckmann | D.A. Davidson |
Kartik Mehta | Northcoast Research Partners |
John Davis | Raymond James |
Good morning, ladies and gentlemen and welcome to the Jack Henry & Associates First Quarter Fiscal Year 2020 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I will now turn the conference over to your host, Mr. Williams. Please go ahead.