John Watt | President and Chief Executive Officer |
John Moran | Executive Vice President and Chief Financial Officer |
Amy Wiles | Chief Credit and Risk Officer |
Alex Twerdahl | Piper Sandler |
Collyn Gilbert | KBW |
Matthew Breese | Stephens Inc. |
Good day everyone. Welcome to the NBT Bancorp Second Quarter 2020 Financial Results Conference Call. This call is being recorded and has been made accessible to the public in accordance with the SEC’s Regulation FB. Corresponding presentation slides can be found on the company's website at nbtbancorp.
Before the call begins, NBT’s management would like to remind listeners that as noted on Slide 2, today's presentation may contain forward-looking statements as defined by the Securities and Exchange Commission.