Powell Brown | President & Chief Executive Officer |
Andrew Watts | Executive Vice President, Chief Financial Officer & Treasurer |
Elyse Greenspan | Wells Fargo Securities |
Mike Phillips | Morgan Stanley |
Michael Zaremski | Credit Suisse |
Greg Peters | Raymond James |
Mark Hughes | SunTrust Robinson Humphrey |
Yaron Kinar | Goldman Sachs |
Meyer Shields | KBW |
Joshua Shanker | Deutsche Bank |
Good morning, and welcome to the Brown & Brown Inc.'s Second Quarter Earnings Call. Today’s call is being recorded. Please note that certain information discussed during this call including information contained in the slide presentation posted in connection with this call and including the answers given in response to your questions, may relate to future results and events or otherwise be forward-looking in nature.
Such statements reflect our current views with respect to our future events, including those relating to the company’s anticipated financial results for the second quarter and are intended to fall within the Safe Harbor provisions of the securities laws. Actual results or events in the future are subject to a number of risks and uncertainties, and may differ materially from those currently anticipated or desired or referenced in any forward-looking statements made as a result of a number of factors.