Powell Brown | President & CEO |
Andy Watts | EVP & CFO |
Michael Phillips | Morgan Stanley |
Greg Peters | Raymond James |
Robert Cox | Goldman Sachs |
Elyse Greenspan | Wells Fargo |
Mike Zaremski | Wolfe Research |
Weston Bloomer | UBS |
Meyer Shields | KBW |
Mark Hughes | Truist |
Yaron Kinar | Jefferies |
Good morning, and welcome to the Brown & Brown, Inc.
Third Quarter Earnings Call. Today's call is being recorded, and for the duration of the call, your lines will be on listen-only.
However, you will have the opportunity to ask questions at the end of the call. [Operator Instructions] Please note that certain information discussed during this call, including information contained in the slide presentation posted in connection with this call and including answers given in response to your questions, may relate to future results and events or otherwise be forward-looking in nature.