Deanna Hart | Senior Vice President, Investor Relations |
Frank Holding | Chairman and Chief Executive Officer |
Craig Nix | Chief Financial Officer |
Brady Gailey | Keefe, Bruyette, & Woods, Inc |
Kevin Fitzsimmons | D.A. Davidson & Co |
Brian Foran | Autonomous |
Ladies and gentlemen, thank you for standing by, and welcome to First Citizens BancShares Third Quarter Earnings Conference Call. [Operator Instructions] As a reminder, today's conference is being recorded. I would now like to introduce host of this conference call, Ms. Deanna Hart, Senior Vice President of Investor Relations.
You may begin.