Phil Creek | EVP, CFO |
Bob Schottenstein | CEO, President |
Tom Mason | EVP |
Derek Klutch | President, Mortgage Company |
Ann Marie Hunker | Vice President, Corporate Controller |
Kevin Hake | Senior Vice President |
Alan Ratner | Zelman & Associates |
Jay McCanless | Wedbush |
Alex Barron | Housing Research |
Good day and thank you for standing by. My name is Sue and I will be your conference operator today. At this time, I would like to welcome everyone to the M/I Homes' Year End Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.