Phillip Creek | Executive Vice President & Chief Financial Officer |
Robert Schottenstein | Chief Executive Officer & President |
Derek Klutch | President, Mortgage Company |
Kevin Hake | Senior Vice President |
Tom Mason | EVP |
Ann Marie Hunker | Corporate Controller |
Alan Ratner | Zelman & Associates |
Arjun Chandar | JPMorgan |
Jay McCandless | Wedbush |
Art Winston | Pilot Adv |
Alex Barron | Housing Research |
Ladies and gentlemen, thank you for standing by, and welcome to M/I Homes Third Quarter Earnings Conference Call. [Operator Instructions]
I would now like to hand the conference over to Mr. Phil Creek. Thank you.