Robert Schottenstein | President and Chief Executive Officer |
Phil Creek | Executive Vice President and Chief Financial Officer |
Derek Klutch | President of Mortgage Company |
Alan Ratner | Zelman and Associates |
Art Winston | Pilot Advisors |
Alex Barron | Housing Research Center |
Jay McCanless | Wedbush Securities |
Good Day and welcome to the M/I Homes Fourth Quarter Earnings Release Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation there will be an opportunity to ask questions. [Operator Instructions] Please also note, this event is being recorded. I would now like to turn the conference over to Phil Creek.