Jeffrey Miller | Executive Vice President and Chief Financial Officer |
Kevin Burke | President and Chief Executive Officer |
Christopher Campbell | Keefe Bruyette & Woods Inc. |
Robert Farnam | Boenning & Scattergood Inc. |
Good morning, ladies and gentlemen. My name is Terry and I will be your conference operator today. At this time, I would like to welcome everybody to the Donegal Group, Inc. Q3 2018 earnings conference call. All lines have been placed on mute to prevent any background noise.