Jeffrey Miller | EVP and CFO |
Kevin Burke | President and CEO |
Christopher Campbell | KBW |
Doug Eden | Eden Capital Management |
Bob Farnam | Boenning and Scattergood |
Good morning. My name is Cheryl, and I will be your conference operator today. At this time, I would like to welcome everyone to the Donegal Group Inc. Q1 2019 Earnings Conference Call. [Operator Instructions] Thank you.