Jeff Miller | CFO |
Kevin Burke | President and CEO |
Bob Farnam | Boenning and Scattergood |
Meyer Shields | KBW |
Douglas Eden | ECM |
Jamie Inglis | Philo Smith |
Ladies and gentlemen thank you for standing by and welcome to the Donegal Group Q4 and Year End 2019 Earnings Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded.
I would now like to hand the conference over to your speaker today Jeff Miller, Chief Financial Officer. Thank you. Please go ahead.