Kristen Manginelli | Director, IR |
John Ciulla | Chairman and CEO |
Jack Kopnisky | President and CEO, Sterling |
Luis Massiani | COO, Sterling |
Glenn MacInnes | CFO |
Bea Ordonez | CFO, Sterling |
Chris McGratty | KBW |
David Chiaverini | Wedbush Securities |
Jared Shaw | Wells Fargo Securities |
Christopher Keith | D.A. Davidson |
Steven Duong | RBC Capital Markets |
Casey Haire | Jefferies |
Matthew Breese | Stephens |
Laurie Hunsicker | Compass Point |
Ken Zerbe | Morgan Stanley |
David Bishop | Seaport Global Securities |
Good morning, and welcome to the Webster Financial Corporation and Sterling Bancorp Merger and First Quarter 2021 Earnings Call. Please note this event is being recorded. I would now like to introduce Webster's Director of Investor Relations, Kristen Manginelli, to introduce the call. Ms. Manginelli, please go ahead.