Kristen Manginelli | Director, IR |
John Ciulla | Chairman, President, and CEO |
Glenn MacInnes | CFO |
Chris McGratty | KBW |
Matthew Breese | Stephens, Inc. |
Brock Vandervliet | UBS |
David Chiaverini | Wedbush Securities |
Steven Duong | RBC Capital Markets |
Laurie Hunsicker | Compass Point |
Jared Shaw | Wells Fargo Securities |
Ken Zerbe | Morgan Stanley |
Good morning, and welcome to Webster Financial Corporation Third Quarter 2021 Earnings Call. Please note this event is being recorded. I would now like to introduce Webster's Director of Investor Relations, Kristen Manginelli to introduce the call. Ms. Manginelli, please go ahead.