John Ciulla | Chief Executive Officer |
Glenn MacInnes | Executive Vice President, Chief Financial Officer |
Chris McGratty | Keefe, Bruyette, & Woods |
Mark Fitzgibbon | Piper Sandler |
Steven Alexopoulos | JPMorgan |
Matthew Breese | Stephens |
Laurie Hunsicker | Compass Point |
Bernie Horn | Polaris Capital Management |
Good morning. Welcome to the Webster Financial Corporation Second Quarter 2022 Earnings Call. Please note this event is being recorded [Operator Instructions]. Comments made by Webster Financial's management team may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 and are subject to the safe harbor rules. Please review the forward-looking disclaimer and safe harbor language in today's press release and presentation for more information about the risks and uncertainties which may affect us.