Doug Constantine | IR |
Tricia Griffith | CEO |
John Sauerland | CFO |
Elyse Greenspan | Wells Fargo Securities |
Mike Zaremski | Credit Suisse |
David Motemaden | Evercore ISI |
Meyer Shields | KBW |
Greg Peters | Raymond James |
Yaron Kinar | Goldman Sachs |
Brian Meredith | UBS |
Ryan Tunis | Autonomous Research |
Michael Phillips | Morgan Stanley |
Welcome to The Progressive Corporation second quarter investor event. The company will not make detailed comments related to quarterly results in addition to those provided in its quarterly report on Form 10-Q and the letter to shareholders, which have been posted to the company's website, and we will use this event to respond to questions. Acting as moderator for the event will be Progressive's Director of Investor Relations, Doug Constantine. At this time, I will turn the event over to Mr. Constantine.