Doug Constantine | Director, Investor Relations |
Tricia Griffith | President and Chief Executive Officer |
John Sauerland | Chief Financial Officer |
Karen Bailo | Commercial Lines President |
Jochen Schunter | Commercial Line Controller |
Pat Callahan | Personal Lines President |
Elyse Greenspan - Wells Fargo Michael Phillips - Morgan Stanley David Motemaden - Evercore ISI Josh Shanker - Bank of America Ryan Tunis - Autonomous Research Tracy Benguigui - Barclays Greg Peters - Raymond James Meyer Shields - KBW Gary Ransom - Dowling Brian Meredith - UBS
Good morning and thank you for joining us today for Progressive’s Second Quarter Investor Event. I am Doug Constantine, Director of Investor Relations and I will be your moderator for today's event. The company will not make detailed comments related to quarterly results in addition to those provided and its quarterly report on Form 10-Q and the letter to shareholders which have been posted to the company's website.
This quarter marks the return to our typical format, which is a presentation on a specific portion of our business, followed by a question-and-answer session with members of our leadership team.