Alicia Charity | IR |
Jim Cracchiolo | Chairman and CEO |
Walter Berman | CFO |
Ryan Krueger | KBW |
Humphrey Lee | Dowling & Partners |
Erik Bass | Autonomous |
Jeff Smith | William Blair |
Suneet Kamath | Citi |
Kenneth Lee | RBC Capital Markets |
Alex Blostein | Goldman Sachs |
Andrew Kligerman | Credit Suisse |
John Barnett | Sandler O'Neil |
John Nadel | UBS |
Welcome to the Fourth Quarter 2018 Earnings Call. My name is Sylvia and I will be your operator for today's call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session. [Operator Instructions] Please note that this conference is being recorded.